- Fire
- Theft or attempted theft
- Storm and flood
- Accidental Damage
- Subsidence
- Public Liability £2 million
- Escape of water or oil
- Malicious damage
- Loss of Rent
- Contents in the open
- Accidents to domestic staff, £5 million
- Index linking
- New for old
- Automatic cover for:
- Freezer Contents £500
- Pedal Cycles £500
- Loss of Money and Credit Cards £500
- Optional Valuables and Personal Possessions cover
- Optional Legal Expenses cover
- Excess £100 or £1,000 for subsidence
This is only a summary of the cover and benefits, full details are given in the policy document which can be downloaded below.