- Fire
- Theft or attempted theft, including theft by tenants
- Storm and flood
- Accidental Damage
- Subsidence
- Public Liability £2 million
- Escape of water or oil
- Frost damage to fixed tanks, apparatus and pipes
- Malicious damage
- Loss of Rent
- Accidents to domestic staff, £5 million
- Index linking
- New for old
- Excess £250 or £1,000 for subsidence
This is only a summary of the cover and benefits, full details are given in the policy document which can be downloaded below.